TurboTax Deluxe (Online)
Maximize deductions and credits — the most popular online edition.
Approximate federal price; state filing is an additional fee (often around $59–$69). Prices change through the season — confirm on the official site.
Links go to the official TurboTax site or retailers. We are an independent guide, not Intuit.
Heads up: InstallTurboTax.us is an independent, taxpayer-friendly help site. We are not affiliated with, endorsed by, or sponsored by Intuit Inc. or TurboTax®, and we are here only to make your tax software easier to use. Always verify pricing and features on the official TurboTax site. Full disclaimer.
Key features
- Everything in Free Edition
- Itemized deductions on Schedule A
- Mortgage interest and property tax deductions
- Charitable donation valuation (ItsDeductible)
- Deduction and credit maximizer search across 350+ items
Specifications
| Platform | Online (web + mobile app) |
|---|---|
| Federal price | ~$69 (varies by season) |
| State price | Extra (~$59–$69 each) |
| Itemized deductions (Schedule A) | Included |
| Investment income (Schedule D) | Limited — upgrade to Premium for sales |
| Self-employment (Schedule C) | Not included |
| Expert help | Optional upgrade to Live |
Pros
- ✓Covers the most common reason people upgrade: itemizing
- ✓Strong deduction-finding tools if you're a homeowner or donor
- ✓Imports last year's data smoothly
Cons
- ✕State filing costs extra
- ✕Won't be enough if you have investment sales or self-employment
- ✕Pricier than budget competitors for similar coverage
Why Deluxe is the default upgrade
Deluxe is the edition most paying TurboTax customers end up on, and the reason is pretty simple: it's the first tier that handles itemized deductions. If you own a home, pay mortgage interest and property taxes, made some real charitable donations, or have significant medical bills, itemizing on Schedule A can beat the standard deduction — and Deluxe is built to dig up those write-offs for you.
It includes deduction-search tools that walk you through 350+ possible deductions and credits, plus the ItsDeductible feature for putting a value on the goods you donated. If you're a homeowner with a fairly typical return, Deluxe is usually your sweet spot.
When to skip Deluxe
If you sold stocks, crypto, or other investments, or you've got any self-employment or gig income, Deluxe won't cut it — you'll get pushed to Premium. And if your return is genuinely simple, Free Edition may cover you at $0. Deluxe is the right call specifically when itemizing is your main need.
Frequently asked questions
Does TurboTax Deluxe include a state return?＋
No — the advertised price is for federal only. A state return is an additional fee, typically around $59–$69, and you pay it when you file.
Is Deluxe enough for stock sales?＋
Usually not. Reporting investment sales (Schedule D) means you'll need TurboTax Premium online.
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